Morocco's mandatory basic health coverage (AMO — Assurance Maladie Obligatoire) includes CNSS (private sector) and CNOPS (civil servants). Dental care is partially covered, with caps and rates that vary by treatment type. This applies to Moroccan residents — including expats formally employed and enrolled through CNSS — rather than to short-term visitors. Dr. Sadiki in Casablanca helps her patients with their reimbursement procedures.
Dental Treatments Covered by CNSS
CNSS reimburses the following treatments according to the national reference rate (TNR — Tarif National de Référence):
- Dental consultation: reimbursed at 70% of the TNR
- X-rays: reimbursed at 70%
- Simple extraction: reimbursed at 70%
- Annual cleaning (with a prescription): reimbursed at 70%
- Fillings: reimbursed at 70% of the TNR
- Root canal treatment: reimbursed at 70%
Treatments Generally Not Covered
Some treatments aren't covered by basic AMO:
- Dental implants
- Whitening and cosmetic treatments
- Orthodontics (braces, clear aligners)
- Crowns and prosthetics beyond the reference rate
- Advanced periodontal treatment (gum surgery)
Supplementary Insurance: Going Further
Private supplementary insurers (MAMDA, MCMA, etc.) or group insurance plans offered by employers can reimburse up to 80–100% of treatments, within variable annual caps (2,000–10,000 MAD/year depending on the contract). If your employer offers dental coverage, check the caps and waiting periods.
How to Claim Reimbursement in Casablanca
For a CNSS claim: get a prescription plus a treatment form (feuille de soins), keep the original itemized invoices, and submit your file to your local CNSS office within 60 days. Dents.ma provides detailed invoices that meet CNSS requirements to make your claim easier.
Morocco's dental reimbursement system covers essential care. To maximize your reimbursement, always request a treatment form from Dents.ma in Casablanca and submit your file within the deadline. Ask our team about anything administrative.
FAQ
Does CNSS cover dental crowns in Morocco?
Yes, partially. A crown is reimbursed at 70% of the national reference rate (TNR), which is lower than the actual market price.
How do I find out my dental reimbursement cap?
Contact your local CNSS office or check your insurance contract. Some providers have online portals to check your entitlements.
Is Dents.ma an approved CNSS provider?
Yes. Dents.ma is an approved provider and supplies the documents needed for CNSS and supplementary insurance claims.